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    Akhuwat's Impact in Numbers

    431BPKR

    DISBURSED IN INTEREST-FREE LOANS

    3.8M+

    NUMBER OF BENEFICIARIES

    99.84%

    RECOVERY RATE

    Data Collected As of Aug 31, 2026

    Akhuwat Programs

    Since 2001, Akhuwat has been working to uplift the underprivileged segment of society through its programs in the fields of interest-free microfinance, fee-free education, community development, and inclusion of marginalized communities.

    Akhuwat Islamic Microfinance (AIM)

    Akhuwat Islamic Microfinance (AIM)

    Through interest-free loans, Akhuwat provides economically active and deserving individuals the opportunity to become financially included members of society by offering business loans, housing loans, and agricultural loans for families to form sustainable pathways out of poverty.

    • Akhuwat Relief and Disaster Management Program (ARDMP)

      Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.

    • Akhuwat Islamic Microfinance (AIM)

      Through interest-free loans, Akhuwat provides economically active and deserving individuals the opportunity to become financially included members of society by offering business loans, housing loans, and agricultural loans for families to form sustainable pathways out of poverty.

    • Akhuwat Education Services (AES)

      Provides fee-free, quality education to deserving students across Pakistan, inspiring them to break the cycle of intergenerational poverty.

    • Akhuwat Clothes Bank (ACB)

      Collects gently used clothing and household items and distributes them among those in need with respect and dignity.

    • Akhuwat Khwajasira Support Program (AKSP)

      Empowers Khwajasiras (Transgenders) by providing stipends, free medical checkups, training and fostering an inclusive community.

    • Akhuwat Community Development Program (ACDP)

      Implements a participatory development approach involving the local community to identify, design, and implement localized solutions.

    • Akhuwat Relief and Disaster Management Program (ARDMP)

      Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.

    • Akhuwat Islamic Microfinance (AIM)

      Through interest-free loans, Akhuwat provides economically active and deserving individuals the opportunity to become financially included members of society by offering business loans, housing loans, and agricultural loans for families to form sustainable pathways out of poverty.

    Akhuwat Education Services (AES)

    Provides fee-free, quality education to deserving students across Pakistan, inspiring them to break the cycle of intergenerational poverty.

    Akhuwat Clothes Bank (ACB)

    Collects gently used clothing and household items and distributes them among those in need with respect and dignity.

    Akhuwat Khwajasira Support Program (AKSP)

    Empowers Khwajasiras (Transgenders) by providing stipends, free medical checkups, training and fostering an inclusive community.

    Akhuwat Community Development Program (ACDP)

    Implements a participatory development approach involving the local community to identify, design, and implement localized solutions.

    Akhuwat Relief and Disaster Management Program (ARDMP)

    Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.

    • Akhuwat Education Services (AES)

      Provides fee-free, quality education to deserving students across Pakistan, inspiring them to break the cycle of intergenerational poverty.

    • Akhuwat Clothes Bank (ACB)

      Collects gently used clothing and household items and distributes them among those in need with respect and dignity.

    • Akhuwat Khwajasira Support Program (AKSP)

      Empowers Khwajasiras (Transgenders) by providing stipends, free medical checkups, training and fostering an inclusive community.

    • Akhuwat Community Development Program (ACDP)

      Implements a participatory development approach involving the local community to identify, design, and implement localized solutions.

    • Akhuwat Relief and Disaster Management Program (ARDMP)

      Works in times of natural disasters, such as earthquakes, floods, and COVID-19 to provide relief and rehabilitation to the affected people.

    About Akhuwat

    Read More

    Message from the Founder

    Founder

    “People deserve to live with dignity and get support in transforming their lives. Akhuwat aims to play its role in empowering people and paving sustainable pathways out of poverty through microfinance and education.”

    Founder

    “People deserve to live with dignity and get support in transforming their lives. Akhuwat aims to play its role in empowering people and paving sustainable pathways out of poverty through microfinance and education.”

    Dr. Muhammad Amjad Saqib (SI, HI)
    Founder & Chairman, Akhuwat

    View profile

    Media

    Each month, Akhuwat extends its vision of poverty alleviation and achieves new milestones under its various programs.

    View all

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    Blog

    From Rice Mill Worker to Business Owner: The Story of Azra Parveen

    "I started my business with an investment of Rs. 20,000. Today, my business has grown to a capital of Rs....

    Read More
    card image

    Blog

    Six Lessons We Learnt from Giving Interest-free Loans

    The one question we keep trying to answer in fresh, creative ways: How could we enable the underprivileged people to...

    Read More
    card image

    Blog

    Mawakhat Launch & Exhibition Event

    Akhuwat recently launched its new book Mawakhat: Stories of Resilience and Rebuilding, a compelling collection of stories and portraits of...

    Read More
    card image

    Blog

    Redefining Possibilities: Empowering Differently Abled Heroes

    Through its interest-free loan program, Akhuwat has disbursed over PKR 1.3 billion to support differently abled individuals. With 35,894 interest-free...

    Read More
    card image

    Blog

    47 Students of Akhuwat College Kasur Secure Admission to Prestigious Universities

    Akhuwat’s PATH (Poverty Alleviation Through Higher Education) program is making higher education accessible to students who might not otherwise have...

    Read More

    Videos

    Akhuwat College for Women, Chakwal: Providing quality education across geographical boundaries

    • card image

      Blog

      From Rice Mill Worker to Business Owner: The Story of Azra Parveen

      "I started my business with an investment of Rs. 20,000. Today, my business has grown to a capital of Rs....

      Read More
    • card image

      Blog

      Six Lessons We Learnt from Giving Interest-free Loans

      The one question we keep trying to answer in fresh, creative ways: How could we enable the underprivileged people to...

      Read More
    • card image

      Blog

      Mawakhat Launch & Exhibition Event

      Akhuwat recently launched its new book Mawakhat: Stories of Resilience and Rebuilding, a compelling collection of stories and portraits of...

      Read More
    • card image

      Blog

      Redefining Possibilities: Empowering Differently Abled Heroes

      Through its interest-free loan program, Akhuwat has disbursed over PKR 1.3 billion to support differently abled individuals. With 35,894 interest-free...

      Read More
    • card image

      Blog

      47 Students of Akhuwat College Kasur Secure Admission to Prestigious Universities

      Akhuwat’s PATH (Poverty Alleviation Through Higher Education) program is making higher education accessible to students who might not otherwise have...

      Read More
    • Videos

      Akhuwat College for Women, Chakwal: Providing quality education across geographical boundaries

    View all

    Frequently Asked Questions (FAQs)

    Everything You Need to Know About Making a Difference

    How can I apply for a loan?

    To apply for a loan, please visit your nearest Akhuwat branch office or call 042-111-448-464. Please note: Akhuwat does not offer loans online.

    Does Akhuwat only provide microfinance?

    Beyond the realm of microfinance, Akhuwat’s other programs include Akhuwat Education Services, Akhuwat Khwajasira Support Program, Akhuwat Clothes Bank, Akhuwat Relief and Disaster Management Program, and Akhuwat Community Development Program.

    Where does Akhuwat operate?

    Akhuwat Islamic Microfinance branches are spread all over Pakistan. There are over 890 branches in 440+ cities in all provinces of Pakistan including Gilgit-Baltistan and Azad Kashmir.

    How can I make a donation?

    You can donate to Akhuwat online through our Donation Portal donate.akhuwat.org.pk by selecting your preferred program and payment method. Visit our donation page, choose your cause, and contribute with ease. For assistance, contact us at 042-111-448-464.

    How can I donate internationally?

    You can donate internationally through Akhuwat USA (Donate), Akhuwat UK (Donate) and Akhuwat Australia (Donate).

    Akhuwat

    Join hands with Akhuwat to create a poverty-free society

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